I haven't found a second job yet

I'm only looking for something extremely part-time so it's pretty hard to find anything. When I say part-time, I mean one day per week or so. I would prefer to only work on Saturday or maybe 2 days per week for about 4-5 hours each day. In total I would only work 8-10 hours per week which is enough.

Unfortunately there's nothing that limited out there right now. With so many people out of work they're gobbling up anything that's out there so I may or may not find something.

I may be getting a second job

But only for a few weeks though. I want to buy a house in a little over 2 years and I have my money pretty much planned out. I didn't take credit card payments into consideration though so I need those payed off before I make the big move. I would only need to make a few hundred dollars in order for me to stick to my budget.

Hopefully I'll find something soon that I like. I don't want to start until September but I don't want to work past the middle of December. That should be enough time. I sure hope so because I don't plan on doing this for very long.

I should be ok with a small gold investment

I was watching a tv program the other day and one of the callers wanted to make a huge investment in gold. I'm not really sure I would be comfortable with putting more than 10-15% of my money in gold. I've been looking at gold coins from the US Gold Bureau for my portfolio. I can buy a small denomination coin starting at less than $200 or I can go up to a full ounce of gold at over $1200.

Coins actually have a currency value or I can keep than as ingots. Since gold is one way of preserving my wealth and purchasing power, I don't feel like I can go wrong. Now I just need to look through my finances and decide how large of a investment I want to make.

What have I been doing with my money?

I have no idea. My savings are anemic and pathetic to tell the truth. The cupboards are literally bare and it makes no sense. I didn't have a lot of money this year but I did have enough that I should have something to show for it.

I'm not very comfortable having the amount of money in savings that I have. I'm used to having much more. I like having some "just in case" money. If I need it or just get fed up and want to go to Vegas like I did a few years ago, it helps knowing the money is there. Right now I don't think I have enough money to go across the street let alone across the country.

I have to really sit down, come up with a budget and stick to it.

My bank stinks!

Ughhhhh I hate them, hate them, hate them. They super suck. They're trying to stick me with 5 yes 5 overdraft fees. Now 1 is totally my fault and I won't even challenge that one. It's the first 4 that I have a problem with. They're trying to say that they cleared some payments on Friday (they don't even process Friday or Saturday night) and I deposited money on Saturday. I should have been ok but they're trying to pull a fast one.

The last fee is because of the first 4 which caused my account to go negative on Monday. I was so ticked off that I didn't go deposit any money until Tuesday and they hit me with another fee. Now that one I'll accept because I knew I should have gone to the bank on Monday but I wasn't thinking.

I can't wait until my new direct deposit goes through so I can totally close this account.

I'm moving my savings

I've been having big time problems with my main bank lately. They've not been properly crediting my deposits and then playing around with my withdrawals. Considering they pay a pittance for interest rates, I can easily move my money and get a better return elsewhere. That's why I'm going to buy gold coins to hold my savings. Gold has been on a tear lately and that value just seems to keep rising.

I can buy coins and hold them myself since I'll just be getting a small quantity. However, when I buy through the US Gold Bureau they can also arrange to have them safely and conveniently stored at a independent bank or depository. By keeping the coins in my possession, when gold increases by 10-20% or higher, I can cash them out and make a great profit.

Which will be much more than the anemic interest rates everyone is paying.

I did not get the job - again

Which is the bad news. The good news is that my coworker is being considered for a new position that they may have available. That's good news for 2 reasons. 1 - someone is finally getting out so I have hope. 2 - That's one less person that I have to compete with.

In all honesty, my coworker is very capable and qualified so this shouldn't be a surprise. I'll be thrilled if she gets another job. I will be glad when it's finally my turn though.

I'm switching banks again

You would think I have a ton of money the way I keep switching banks every year. But I haven't had a bank that was willing to value me as a customer no matter how much money I have (or don't have as in my case). I do belong to a credit union but they don't offer their own credit cards which is something I want to get in the future. So I'm looking at some of the big national banks and they all rub me the wrong way.

I would prefer to have most of my money at 1 or 2 institutions but it's not working out that way.

I know just what to buy with my new job money

If I get the job that is. I still haven't heard and I don't know if that's a good thing or not. All I can do is sit and wait until they make a decision. But once I do get some extra money I'm going to buy gold bullion to round my portfolio out. There's a organization called the United States Gold Bureau that makes it really easy to buy gold in both coin and ingot form. That way I can keep gold myself at home or in my safe deposit box. However if I buy a large amount of gold, they can arrange for my gold to be held at a independent bank or depository.

Now I just have to wait until I get a new job and some extra money.

I need to set up some mock interviews

I've interviewed quite a few times but I haven't got the jobs. I'm waiting to hear about 1 exciting opportunity this time. It's a natural progression from some of the jobs that I've had in the past. I don't know how I did on the interview though. I thought it went well but I always think that.

Now one of my friends is on a quest to help me with my interview skills. I think that will really help.

I'm still waiting to hear about a job

This is getting ridiculous. It seems like every other week I'm interviewing for another job. My coworkers said that I'm lucky because at least that means that the hiring manager thinks I'm a viable candidate. It's starting to get really old though. Especially since I don't know why I'm not getting the job.

I just wish there was a way I could get some feedback.

I'm looking for a second job

I really need some extra cash right now. My utility bills are slowly creeping upward while my paycheck is staying the same. I'm almost to the point where I spending the money that supposed to go into savings which is not a good thing.

There are several jobs that I would like to do that I think I would be good at. I just got my hair cut and that made me think about going to Cosmetology school in Colorado or at least a school here locally. Regency has over 30 campuses in 9 states which is great considering they started with only 2 locations in Minnesota back in 1992. The people that graduate from their program are sought after and they have a placement program which would work for me.

I'm sure there are a ton of local salons that would be happy to have a person dedicated to working every Saturday. It's something for me to seriously consider.

Competing for jobs really stinks

Not when it's against strangers though. I'm talking about when you're competing against coworkers and/or friends like I'm doing right now. There are 3 people from my area and 1 person from down the hall that all had interviews for 1 job. The question though is how do they decide between the 4 of us? We all have similar skills and similar backgrounds. Although I know that I have a skill set that 2 of them don't have and I know the other candidate is really strong in a area where the 3 of us lack.

I haven't even considered that they still have more people to interview. The next few weeks should be very interesting to say the least.

I totally wasted my income tax refund

Ughhh I am so disgusted with myself too. I know I had things that I needed to do with that money and things that I could have done. I wanted to go on a short vacation this year but I don't have anyone to go with. My friend that I usually travel with wants to go back to a place that we've been at least 5 times. I am so not interested in going there again. Especially since there are so many other places to go.

Hopefully I'll get my hands on some money that I can eventually put to good use instead of having a handful of nothing to show for it.

I need to put my tax refund to good use

I got a much larger refund than I anticipated. I had some tuition tax credits that I forgot about so I got over $1100 when I thought I would only get around $300. Huge difference that I can really use. I really want to put the money to good use. The value of the dollar is decreasing and the interest rates on cds and money investments is lower than the cost of inflation. Right now I want to buy gold bullion to add to my portfolio. I think gold is really cheap right now and it will make a great investment.

Gold is at a two week high right now while the value of the dollar decreases. Most people ignore gold and precious metals for their portfolio and only think of it as jewelry. I'm going to buck the trend and add some of the shiny stuff to my portfolio and watch it grow.

My sweepstaking hasn't been paying off

I love to sweepstake but I hate when I don't win. I don't expect to win most of the sweepstakes that I enter but I do like to win some. The only problem is that I haven't won anything in over 2 months. I didn't win anything at all in January and I've only won 1 prize in February. That win hasn't been confirmed yet either.

I would like to say that I'm patiently waiting to win but I'm not a patient person. Still I try. Here's hoping I win something soon.

Sweepstaking can pay off

But boy do you have to keep at it. I haven't been sweepstaking for a while though. I took almost a 4 year break between entering. I would enter here and there if it was something that I really wanted but I wasn't too gung-ho about it. Well in the past 4 or 5 months I've become really enthusiastic about it again. Especially once I started winning little prizes here and there.

As long as I'm having fun I'll stick with it. But once it becomes a chore again, I'll stop for a while. A hobby is not supposed to feel like work. Once it does, it's time for a new hobby.

I'm saving my pennies for vacation

I wasn't sure whether I could afford a vacation this year or not. Then my friend told me that her and her fiance were having one of those destination weddings and I just knew I had to go. Since it's only adults going, we're looking at the El Dorado Royale Spa Resort. It has everything that we need.

The suites at the hotel has king-size Jacuzzis and veranda hammocks. As if that's not enough for relaxation, they also offer a artificial river and a swim up bar. For us non-romantics they have scuba lessons and beach side fitness classes. Everything you need to have a good time.

I think I'll start packing my lunch to save money. This is one trip I'm not gonna miss.

I'm playing the waiting game again

I applied for another job. It's almost the exact same job that I interviewed for a couple of months ago but it's with a different group and a different manager. I've already pre-screened for the job and now I'm waiting to have a formal interview. One of my coworkers already had her interview for the job and was told that they have a ton of people that want the job. It really is a good career move so it's a pretty popular job.

I just hope I have better luck this time than I did the last time.

I really need a new computer

My computer is really getting on my nerves. It took me almost 25 minutes to post 1 item on eBay. That doesn't count the fact that I had to shut the computer down twice before I got the item posted. And I had to start over each time. I don't have the money to buy another computer so it's hard to deal with this one.

I'm supposed to have some extra money in April but I hope I don't have to wait that long.