I can't believe this. I can't get financial aid. It used to be that you could take 6 credits and get aid. Now you need to be a full time student. I can't afford that right now. I do get tuition reimbursement from my job, but it's easy to use that money up.
My last year I plan to just suck it up and take 1 full term to finish. I will need to look into a Student Loan Consolidation first. I can't afford to pay all of that money up front plus pay for my student loans that I already have. So I need to consolidate my loans to lower my payments so I can still afford to eat. Sigh, I guess it will all be worth it in the end.
Wednesday, January 31, 2007
I Have Angered The IT Gods!
I can not get this website to upload. My cousin is a administrator at his job so he's been trying to help me. I've been at work and couldn't really work on it because I can't access my blog from work. I can get to my new site but not this site. All blogs with the word blog in the title or with blogspot in the title are blocked. I keep my tech people at work busy. hehehe. But I'm still ticked off, my cousin works hard all day and now he has to help me with my stuff too.
Tax Time And Ebay Headaches
Now that tax season is upon us, I have started pulling together my shoe boxes full of business related expenses. It is a nightmare! I thought my personal taxes were bad. These are even worse.
Small businesses have such a hard time keeping track of everything. Things like: whether you can deduct home office expenses or internet and phone usage. Don't forget postage and employee wages. Yup, I have a small business with 1 other employee. I was dreading doing my taxes. So I started an internet search to get help and found Accounting Paradise. They specialize in bookkeeping for small business. I read through their materials and they have very reasonable rates and great customer support. They don't have you sign contracts and even do payroll. Maybe if my business grows, I can look to them for payroll support as well.
Small businesses have such a hard time keeping track of everything. Things like: whether you can deduct home office expenses or internet and phone usage. Don't forget postage and employee wages. Yup, I have a small business with 1 other employee. I was dreading doing my taxes. So I started an internet search to get help and found Accounting Paradise. They specialize in bookkeeping for small business. I read through their materials and they have very reasonable rates and great customer support. They don't have you sign contracts and even do payroll. Maybe if my business grows, I can look to them for payroll support as well.
Tuesday, January 30, 2007
Sorry If You Couldn't Access My Blog
Ugghhhh!!!!! I told you I am having problems with blogger and my hosting right? I had my publishing pointed to my new domain and hosting. Except, it isn't up and running yet! So you got the "Website coming soon" page. Whoops! Now my page is up and running again. I don't like being a webmaster!
Looking Out For My Bottom Line
I love my bank. I really do. Never mind that I have relationships with 3 different ones, including a credit union. However I'm always on the look-out for something new. Today I found Savings-Accounts.com a guide to finding your new high yield savings account. This site has links to all of the banks and credit unions paying high yields.
Now as I said, I love my bank. But if they only want to pay 1.5% and I can get 5.5% somewhere else, well a looking I will go. I don't want to lock my money up for the long term right now with school expenses fluctuating. And while I do have money in the stock market, that money is for the long-term not something that I'll need within the next few months.
If you're looking to make your savings grow even faster, check them out. It can't hurt. And who knows, you just might find yourself a new bank.
Now as I said, I love my bank. But if they only want to pay 1.5% and I can get 5.5% somewhere else, well a looking I will go. I don't want to lock my money up for the long term right now with school expenses fluctuating. And while I do have money in the stock market, that money is for the long-term not something that I'll need within the next few months.
If you're looking to make your savings grow even faster, check them out. It can't hurt. And who knows, you just might find yourself a new bank.
Monday, January 29, 2007
Hosting Purgatory
I thought I was in domain purgatory. It turns out, it's hosting purgatory. I'm going crazy. I can't figure out how to upload files, transfer files, or anything. I'll have to wait until Saturday to figure this out because it seems like it's going to take some time. Wish me luck, and hope I don't lose my mind in the process.
My Cousin-The Baby Gil Grissom
Some people just know what they want to do when they grow up. My cousin has dreams of being a csi. He loves watching that show. All of the technical information that just goes over other peoples heads is fascinating to him.For his birthday, I bought him a microscope. I expected it to be a hit. But it went better than expected. He loved it. He's already spent hours with that thing. He's checking out plants, bugs, samples of juice, anything.
I'm glad to see him take such a serious interest in something early. He's 15 but has already had a passion for science since he was 10 or so. So I feel that as family, I should help nurture him and encourage him to learn.
It was cool buying it too, because I found other cool stuff like goggles, a telescope, and even sunglasses. (Uh, the Bolle's are for me!) I got free shipping from ups with a ton of stuff to choose from. I need to check to see if I can get gift cards, because I know he's going to need more stuff for his growing collection. I'm cool with that because education is important and it's better than him watching junk on tv all day.
I'm glad to see him take such a serious interest in something early. He's 15 but has already had a passion for science since he was 10 or so. So I feel that as family, I should help nurture him and encourage him to learn.
It was cool buying it too, because I found other cool stuff like goggles, a telescope, and even sunglasses. (Uh, the Bolle's are for me!) I got free shipping from ups with a ton of stuff to choose from. I need to check to see if I can get gift cards, because I know he's going to need more stuff for his growing collection. I'm cool with that because education is important and it's better than him watching junk on tv all day.
Saturday, January 27, 2007
I'm Stuck In Domain Purgatory
This is ridiculous. I just signed up and I'm having trouble already. I'm trying to move my blog to my own domain name and had 2 or 3 names set up. After I set up the account it told me my domains were all taken. Now, I have a extra set-up for email that I don't need and I'm trying to get that deleted off of the acct. To top it off, I still don't have a domain name.
Friday, January 26, 2007
Wanna Talk Hockey?
Do you like hockey? Wanna talk about with your fellow fans? Well, for the past 5 years this has been the #1 NHL Forum. You can talk hockey to your hearts content here. There are over 7 million posts on a variety of subjects. You can also talk shop with over 28,821 registered users.
The lastest hot topic is the All-Star Game that just took place this past Wednesday. How are the young stars doing? Did they live up to their billing? You can also talk about the possibility of the Penguins leaving Pittsburgh. If they do, should they go to Kansas City or Houston? Both cities are trying hard to get a team. Although hockey has already failed in KC, I guess they wanna try again.
Some of the best players in the league right now are the young stars that have been drafted in the last year or two. If the draft were tomorrow, who would you take with the 1st pick, in the first round? Check out the site to weigh in with your opinion.
The lastest hot topic is the All-Star Game that just took place this past Wednesday. How are the young stars doing? Did they live up to their billing? You can also talk about the possibility of the Penguins leaving Pittsburgh. If they do, should they go to Kansas City or Houston? Both cities are trying hard to get a team. Although hockey has already failed in KC, I guess they wanna try again.
Some of the best players in the league right now are the young stars that have been drafted in the last year or two. If the draft were tomorrow, who would you take with the 1st pick, in the first round? Check out the site to weigh in with your opinion.
I Won't Meet One Of My New Years Goals
One of my goals was to save an additional $500. Because of my finances that is very questionable. I'll get close and may even make it, but it won't be easy. My goal of adding 26 additional shares of stock, not gonna happen. No way. That's almost double my $500 goal. And I just don't see myself getting that money. I still have my regular bills to pay. School is also a factor. Books, tuition, everything. I'm still going to save something in the stock, but I think it will be less than 10 shares.
My VCR Is Getting A Workout
One of the things I really miss about working in the evenings is all of the day time shows I miss. Soap operas in particular. I love The Young and the Restless. The Abbott's crack me up. I love watching the soaps and seeing their dysfunctional lives.
I do tape each episode. But some days, I'm too tired from work and school or doing homework to sit through every episode. My solution? I go to soaps.com. They have updates on every major soap opera. They also have a spoiler site which I can go to and see what's going to happen the next week.
The message boards are also a fun feature. It seems that most people posting want Lauren to let Sheila die. Wow. Rooting for a character to die seems harsh, but it is Sheila so....
The Brad and Victor story line is getting kind of lame. I can't even believe these two are working together. And of course Victor is the hero, yet again. Can you tell I really get into these shows. Blame my mom. Every time I go visit, she has them on. As much as I try not to watch I start all over. Now I can get internet updates and still know what's going on with everyone.
I do tape each episode. But some days, I'm too tired from work and school or doing homework to sit through every episode. My solution? I go to soaps.com. They have updates on every major soap opera. They also have a spoiler site which I can go to and see what's going to happen the next week.
The message boards are also a fun feature. It seems that most people posting want Lauren to let Sheila die. Wow. Rooting for a character to die seems harsh, but it is Sheila so....
The Brad and Victor story line is getting kind of lame. I can't even believe these two are working together. And of course Victor is the hero, yet again. Can you tell I really get into these shows. Blame my mom. Every time I go visit, she has them on. As much as I try not to watch I start all over. Now I can get internet updates and still know what's going on with everyone.
Thursday, January 25, 2007
My Weight Loss Resolution
One of my New Years' Resolutions is to lose some weight. I don't want to go on a strict diet or take stimulants. But I think I found the answer in the hoodia diet. Hoodia is a all natural cactus-like product grown in South Africa. Since it is all natural you don't get the jitters or increased heart rate like some other products.
You can see results the same day although most people won't see results for up to 3 weeks. You don't have to go on a stressful diet because Hoodia makes the body feel like its full. So you don't have cravings and overeating. Each batch is also certified to be 100% pure with no added fillers. I've heard nothing but great things from people that have taken hoodia and I can't wait to try it and start dropping the pounds.
You can see results the same day although most people won't see results for up to 3 weeks. You don't have to go on a stressful diet because Hoodia makes the body feel like its full. So you don't have cravings and overeating. Each batch is also certified to be 100% pure with no added fillers. I've heard nothing but great things from people that have taken hoodia and I can't wait to try it and start dropping the pounds.
I Can't Sleep
Right now it's only 9:45pm est. so it's not quite bedtime. But I'll probably be woke until at least 3 am.
As some of you may know, I worked evening for 12 years. So I was used to going to bed at 3am and waking up at 11am. Now, I work a normal day job and this is killing me. Yesterday I had to leave work because I was falling asleep. That's the first time that's happened.
When I first started working days, I was cool. I adjusted fairly well, or so I thought. But about 3 months ago it started. I fall asleep as soon as I get home and sleep for 2 hours. Then I'm up half the night and get 2 or 3 more hours before work.
Can anybody out there recommend a way to get my body on a permanent sleep schedule? I would greatly appreciate it.
As some of you may know, I worked evening for 12 years. So I was used to going to bed at 3am and waking up at 11am. Now, I work a normal day job and this is killing me. Yesterday I had to leave work because I was falling asleep. That's the first time that's happened.
When I first started working days, I was cool. I adjusted fairly well, or so I thought. But about 3 months ago it started. I fall asleep as soon as I get home and sleep for 2 hours. Then I'm up half the night and get 2 or 3 more hours before work.
Can anybody out there recommend a way to get my body on a permanent sleep schedule? I would greatly appreciate it.
Now I Ain't Saying She's A Gold Digger
You find the funniest stuff on the internet. Dating sites are popping up all over. You can find Black singles, Christian singles, Asian singles, singles singles. It's ridiculous all of the sites that are out there.
Now I'm not putting down any of these sites. I work with someone, 2 people actually - a guy and a girl, who met someone online and have successful relationships. The guy got married this past September. So I know that online relationships can be lasting and successful.
But this new site I found takes the cake. The tag line is "Find Your Sugar Daddy". The Site? Wealthy Men. Everybody on the site is out there looking for a millionaire. Hilarious. Read some of the profiles, the people are not ashamed to tell you that they are gold diggers. "If you can't afford to give me expensive gifts, don't bother". Some of these people are bold.
I just want to remind everybody out there about the show "Who Wants To Marry A Millionaire". Yep, technically he was a millionaire. But he wasn't about to spend any of his money. He was super cheap. And if I remember correctly, most of his net worth was tied up in real estate so it was all paper profit. Be careful out there people. And remember that all that glitters isn't necessarily gold!
Edit: The site is actually called Date A Millionaire.
Now I'm not putting down any of these sites. I work with someone, 2 people actually - a guy and a girl, who met someone online and have successful relationships. The guy got married this past September. So I know that online relationships can be lasting and successful.
But this new site I found takes the cake. The tag line is "Find Your Sugar Daddy". The Site? Wealthy Men. Everybody on the site is out there looking for a millionaire. Hilarious. Read some of the profiles, the people are not ashamed to tell you that they are gold diggers. "If you can't afford to give me expensive gifts, don't bother". Some of these people are bold.
I just want to remind everybody out there about the show "Who Wants To Marry A Millionaire". Yep, technically he was a millionaire. But he wasn't about to spend any of his money. He was super cheap. And if I remember correctly, most of his net worth was tied up in real estate so it was all paper profit. Be careful out there people. And remember that all that glitters isn't necessarily gold!
Edit: The site is actually called Date A Millionaire.
Wednesday, January 24, 2007
Football Fans Check This Out
I was surfing the web looking for info about Mike Tomlin, the new Steelers head coach. You know him right? Well, neither do I. I mean I know he was the defensive coordinator for the Vikings and that's about it.
During my surfing I found a great site. A football message board actually. I like the way it's set up. Each division has it's own site. The top section is for football news in general. Superbowl talk, the draft, etc. There is also a whole forum for college football. Some conferences like the Big East, ACC, SEC and PAC 10 have their own section. Some of the small conferences are lumped into one broad category.
You can talk fantasy football, NFL Europe, CFL and there's a feedback link in case you have any problems. There is also a Lounge to talk about anything other than football, but why would you want to go there? This is a football site. I love reading other peoples opinions or conspiracy theories and it's all here. Check it out!
P.S. I totally forgot all about Mike Tomlin. lol
During my surfing I found a great site. A football message board actually. I like the way it's set up. Each division has it's own site. The top section is for football news in general. Superbowl talk, the draft, etc. There is also a whole forum for college football. Some conferences like the Big East, ACC, SEC and PAC 10 have their own section. Some of the small conferences are lumped into one broad category.
You can talk fantasy football, NFL Europe, CFL and there's a feedback link in case you have any problems. There is also a Lounge to talk about anything other than football, but why would you want to go there? This is a football site. I love reading other peoples opinions or conspiracy theories and it's all here. Check it out!
P.S. I totally forgot all about Mike Tomlin. lol
Blogger Is Driving Me Crazy
I've been trying to post something all day. My friend emailed me with questions about a couple of internet sites that I go to. Several people want the information so I decided to write a blog post and they can access it anytime they want. Plus it makes them visit my site. lol Two birds, one stone and all that jazz.
Each and every time I made a post, blogger timed out on me. It's driving me crazy. It's not like this is a 1 or 2 line post. It's a couple of paragraphs long. I finally saved it as a word file and emailed it to my list. I might try to post it again in a day or two.
Each and every time I made a post, blogger timed out on me. It's driving me crazy. It's not like this is a 1 or 2 line post. It's a couple of paragraphs long. I finally saved it as a word file and emailed it to my list. I might try to post it again in a day or two.
Can I Catch A Break?
My financial aid never came through for school. So even though I knew I needed money, I grossly under-estimated the amount that I would need. I now owe another $600 on top of the rest of my bills. I thought I had everything under control buy now I'm not so sure. I might have to take another Payday Cash Advance Loans to get by. My mom has already said that she would help me pay it off. But she doesn't have the money right now either.
There are a number of offices in my area and some of them are affiliated with a local bank. That gives me a little more piece of mind.
I would feel a whole lot better if my financial aid would come through though. I sure do miss my old job and all of the overtime. I sure could use it right now. But I'm sure I'll find a way to make it. I always do.
There are a number of offices in my area and some of them are affiliated with a local bank. That gives me a little more piece of mind.
I would feel a whole lot better if my financial aid would come through though. I sure do miss my old job and all of the overtime. I sure could use it right now. But I'm sure I'll find a way to make it. I always do.
Tuesday, January 23, 2007
My Ebay Mail
Lots of people have been asking me questions about Ebay. Mostly people are concerned with safety. After you buy and/or sell something, the other person has your home address. Well, I avoid that situation. I use remailing services. It's not that I don't trust people. Well, okay, yes it is. You just don't want too many strangers having your home address.
These services are also professional looking. You're assigned a mailbox at that particular location. So you have a street address which gives your business more credibility. They will also sign for express or courier packages which generally do not deliver to post offices boxes.
For the small yearly fee, you can't beat the convenience of these services. So if you're looking to make your home based business more professional looking and add privacy at the same time, I would advise you to look into these services.
These services are also professional looking. You're assigned a mailbox at that particular location. So you have a street address which gives your business more credibility. They will also sign for express or courier packages which generally do not deliver to post offices boxes.
For the small yearly fee, you can't beat the convenience of these services. So if you're looking to make your home based business more professional looking and add privacy at the same time, I would advise you to look into these services.
Checks Came In The Mail
I was expecting some money to come through. Some of it finally did. I got a check and a paypal which I wasn't expecting until next week. Unfortunately, most of this money is already set aside to pay bills. I do get to pay for a hair cut. Big Whoop! My hair is a mess. My split ends have split ends. The rest of the money goes to bills. Sigh. Maybe one day I'll actually get to keep some of my money that I work so hard for!
Monday, January 22, 2007
My Mom Is Thinking About Moving
I can't believe this. I just got off of the phone with her. She's really thinking about doing it this time. I guess the healthy dose of winter is really catching up with everyone this year.
My mom has really bad asthma so her doctor is advising her to stay indoors all winter. Not bad since it's freezing cold, but she has to stay indoors the majority of the summer too. My family has a history of bad lungs. My grandfathers lungs collapsed twice. Just the right lung but who needs that.
So instead of her heading to Florida (my choice), she looking into Cave Creek Condos. They're located in Scottsdale Arizona. Gee just how far from NJ can you get?
The condos themselves look gorgeous. And I was expecting these super high prices but they have some reasonably priced condos. I'm glad she is leaning towards a condo instead of a house because she really doesn't need to be worried about maintenance.
Sigh, I guess I'll have to get used to the thought. I just hope she thinks this through and doesn't rush to judgement. Besides, I'm a brat and I want my mommy close!
My mom has really bad asthma so her doctor is advising her to stay indoors all winter. Not bad since it's freezing cold, but she has to stay indoors the majority of the summer too. My family has a history of bad lungs. My grandfathers lungs collapsed twice. Just the right lung but who needs that.
So instead of her heading to Florida (my choice), she looking into Cave Creek Condos. They're located in Scottsdale Arizona. Gee just how far from NJ can you get?
The condos themselves look gorgeous. And I was expecting these super high prices but they have some reasonably priced condos. I'm glad she is leaning towards a condo instead of a house because she really doesn't need to be worried about maintenance.
Sigh, I guess I'll have to get used to the thought. I just hope she thinks this through and doesn't rush to judgement. Besides, I'm a brat and I want my mommy close!
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