I need a vacation in the worse way

I am so tired. Just run down and tired. I haven't had more than 3 days off from work in over 4 months. And that doesn't really count because I missed most of that time attending a funeral and cleaning out my Mom's house, etc. That was definitely not a restful or relaxing time for me.

Unfortunately between trying to just pay regular bills and attempt to save a few pennies to buy a house, it doesn't look like I'll be going anywhere again this year. I need to get my little duckies in a row because I need to go lay on somebody's beach and chillax!

Lawsuits are not always about money

Right now there is a Topamax lawsuit going on. Most people assume that people sue for the money. Often times it's not about the money but to compel people to do the right thing when they other wise wouldn't do so.

Topamax is used as both an anti-convulsant for children and adults to battle the effects of epileptic seizures while also being prescribed as a migraine relief. But there's a bad side effect to using the product. It causes a cleft lip or a cleft palate. It can take the form of a small notched lip or be so severe that it runs from the roof of your mouth all the way up to your nose.

The attorney's below can help you and your child with your product liability claim. Contact them today.

O’Hanlon, McCollom & Demerath – Personal Injury Lawyers – 808 West Avenue, Austin, TX. 78701 – 512-494-9949

Identity fraud can happen to anyone

I was talking to my cousin last week and we were discussing the fact that we're both in the market to buy a new home. I have to wait until I have a larger down payment but my cousin has to clear up her credit before she's eligible for a mortgage.

She had excellent credit until she became the victim of identity fraud. The person was vicious too. They ran up medical bills, bought all kinds of electronics and was even trying to buy a car when they were finally caught. Now she had to fight with credit bureaus, credit companies and who knows else until everything is cleared up.

It just goes to show that you can never be too vigilant in maintaining your credit.

I'm having tax issues

It's mainly because there's something funny going on with my 1099's. I don't have one and when I called the company that I was supposed to get it from, they don't show any records of them having mailed it out. Good thing right? No not exactly because it should have been mailed out by the end of January. Now I have to wait for this one form to file my taxes.

I want to get this out of the way and see what my damages are. I don't want to be surprised come April 15th. I always owe the state so that's never a surprise but this year I will owe the fed too. I just hope it's not a lot.

I bet lawsuits will be flying because of the snow in Dallas

I'm sure by now everyone has heard about the ice and snow that fell in Dallas during the week leading up to the Super Bowl. 6 people got injured and required hospitalization from the snow that fell off of the new Cowboy's stadium. There is a Austin Personal Injury Attorney firm that specializes in injuries and they represent clients all over the State of Texas. So even though that incident happened in Dallas, the attorney's will aggressively fight for their clients. Since they're experts in personal injury cases, there should be settlements reached fairly quickly.

Anyone who may need an attorney to preserve their rights should contact them at:
O’Hanlon, McCollom & Demerath – Personal Injury Lawyers – 808 West Avenue, Austin, TX. 78701 – 512-494-9949

I spent too much on sports this year

I didn't use that money to buy sports paraphernalia or tickets either. I used it to play football pools. I really don't mind because it's only a few bucks but my 2 Super Bowl pools ended up costing me $25.00 total. That's not a bad amount but I forgot that I had played until both people sent out mass emails letting everyone know that the money was due today. I wound up paying both people on Wednesday but I had forgotten to put that money in my budget. Luckily I had extra money this paycheck so it didn't mess up my savings or anything else.

But I certainly won't complain if I win.

2011 is here and it's time for new goals

I did not make any of my goals for last year. I almost made my savings goals but then I had a death in the family and I had to totally wipe out my savings and add to my credit card debt. I do have some money coming in that I can use to pay myself back for the money that I spent last year. Unfortunately this year's expenses have already started to come in and I'm going to have trouble meeting my savings goals.

If I don't find a new job soon, I'll have to take on a 2nd job to bring in some extra cash.

I'm sitting here pretending to work

I've been away from work for 2 weeks. Unfortunately, it was because of a death in the family and not for anything fun. Today is my first day back at work and I haven't done any work all day. For the next day and a half, I'll just be here getting used to being back at work, answering coworkers questions about why I was off, and taking care of personal stuff that needs to get done.

Maybe by Wednesday I'll be ready to start actually working and stop wasting time. If not, then I'm totally fine with waiting until Thursday. With deadlines looming early next week, I can't afford to wait much longer than that.

Gold just keeps rising

The value and price of gold just keeps rising. Even though the pundits keep saying that gold is a bubble and that you can't rely on it to increase, the value is up a hundred fold in the past couple of years. It's a crazy good time to buy gold coins for investment purposes. US Gold Bureau will send the coins to you or they can arrange to have your coins held in a private storage facility. If you're going to just buy a coin or two, you can probably keep them at home. But if you're buying a lot of coins, it's probably best to have someone else keep them safe for you.

Since it's Christmas, you can even ask for gold for your present. Or you can ask for cash or gift cards to buy gold for yourself. Either way, it's a great item to invest in.

I am not going to meet my savings goals

I set savings goals for the next 2 years that I probably won't make. I'm almost on schedule to meet my goals but my salary is not increasing as fast as my expenses. It's ridiculous too. My car insurance has increased again, my bus pass for work is going up next year, and my rent will increase. When you add everything together, it's almost the amount of what my raise will be.

I need to find a new job and fast.

I want to upgrade my cell phone

I love having my cell phone and I want to upgrade both my phones and my plans. I don't mind paying for the phone because with a contract, my phone will be pretty cheap. The plan is another matter though. I don't want to add $25 to what I pay now which is what it would cost me to upgrade.

I'm going to try to cut my expenses starting in late October to see if I can eek the money out of my regular budget. If so upgrade here I come.

Have you ever had a hip replacement?

Having a hip replacement is a painful proposition, but DePuy Orthopaedics, Inc announced the recall of over 93,000 hip replacement systems. The systems were recalled because a higher than expected number of patients were experiencing pain and swelling so severe that a second surgery became necessary.

That's why there is now a DePuy Hip Replacement lawsuit that you can take a part in. The attorney's at O’Hanlon, McCollum & Demerath realize that your hip injuries may not be your fault and their highly trained staff is uniquely qualified to handle even the most complex products liability claims.

Give them a call and put their expertise and experience to work for you.

I miss getting tuition reimbursement

I never realized how much money I was getting from tuition reimbursement until I'm not getting it anymore. I have 3 coworkers who are in school right now and I get jealous every payday that one of them gets their reimbursement and have these huge checks. I know the money is for school so you don't actually get to spend it but I still miss it.

I know it's just psychological and I have to put money out to get money back but it stinks.

Where did all of my money go?

I don't know what I've done with my money this year. My savings account is in shambles but I can't figure out what I did with all of my money. I was supposed to have been on a savings plan but I don't have what I'm supposed to have in my account. I have no idea where this money is going either.

I really need to plug up the leaks in my account and fast.

I can not wait to get paid

I get paid every two weeks but it seems like I haven't been paid in forever. This is a 3 paycheck month so the weeks seem extra long even though I know it's the same amount of time between pay days.

I have a lot of plans for my next couple of pays which is one of the reasons I'm so anxious to get my hands on the money. I want to pre-pay one of my bills because I like to have a little bit of breathing room. I'm also looking into adding some bullion or a coin or two to my investment portfolio. I feel like gold is a great investment right now. Especially since it's on a recent tear. The best part is I don't have to buy any kind of fund to invest. I can get a real piece of gold in my hands.

When you consider that diversification is the key to any well rounded portfolio, I'll never doubt my decision to add gold to my personal holdings.

I am so bored

But I'm not ready to go back to work. I've been on vacation all week but because I don't have any money, I wasn't able to go anywhere. I started to go and visit my mom for a few days but I decided not to go at the last minute. That's why I'm already looking towards next years vacation.

I will not sit home for another week doing nothing.

I'm looking for a 2nd job

I have 3 credit cards with a balance. One is a little over $2K. The other 2 are less significantly less. One is about $250 and the other is about $450. I want both of those cards paid off by the end of next year. Taking interest into account, I need to pay an extra $15 on both cards. That's not considering the payments that I have to make on my largest card.

I'm not sure where I'm going to get the extra money so a second job may be in my future. I'm not looking forward to getting another job but it may be a necessity. I'll wait until October to make a final decision though.

I need to make more money

I have plans for it. Most of it will go into my different savings accounts. I have a emergency fund account, a new furniture fund and my house savings account. I'll definitely have enough in my house account in 2 years but it will slightly longer to get my other accounts where I want them to be without making more money.

I also want to make some investments. Of course, my own home is a great investment but it is a place to live and not a atm after all. I also want to buy some bullion to add to my portfolio. I already have a coin and I'm looking to add more. I also want a ingot or two to diversify my holdings. They'll also help increase my purchasing power and maintain wealth.

Besides, it never hurts to make more money.

At least I have opportunites

That's what my coworkers and friends keep telling me. One of my friends doesn't feel like there are any opportunities at the company that he works at. He's pretty much stuck in the job that he has. The only way he'll get another job is to go to another company in the same field but he won't get any more money. He can also go to a totally different field than the one he's in now but he'll likely take a pay cut at first.

That would totally drive me nuts. The last time I felt trapped, I bailed on the company and started the job that I have now. While I wish I would have done things differently, I do not regret leaving at all.

So where are all of these jobs?

Every time I hear someone from my company talk about the economy and/or recovery the first thing that they say is that our company is hiring. Meanwhile the job postings are pretty slim pickings unless you're looking for a upper management job or a very low entry level position. There is almost nothing in between available right now.

It's extremely frustrating to say the least. I'm really ready to move on but I can't find anywhere to move to. At least not yet.