Friday, August 27, 2010

I am so bored

But I'm not ready to go back to work. I've been on vacation all week but because I don't have any money, I wasn't able to go anywhere. I started to go and visit my mom for a few days but I decided not to go at the last minute. That's why I'm already looking towards next years vacation.

I will not sit home for another week doing nothing.

Friday, August 20, 2010

I'm looking for a 2nd job

I have 3 credit cards with a balance. One is a little over $2K. The other 2 are less significantly less. One is about $250 and the other is about $450. I want both of those cards paid off by the end of next year. Taking interest into account, I need to pay an extra $15 on both cards. That's not considering the payments that I have to make on my largest card.

I'm not sure where I'm going to get the extra money so a second job may be in my future. I'm not looking forward to getting another job but it may be a necessity. I'll wait until October to make a final decision though.

Wednesday, August 11, 2010

I need to make more money

I have plans for it. Most of it will go into my different savings accounts. I have a emergency fund account, a new furniture fund and my house savings account. I'll definitely have enough in my house account in 2 years but it will slightly longer to get my other accounts where I want them to be without making more money.

I also want to make some investments. Of course, my own home is a great investment but it is a place to live and not a atm after all. I also want to buy some bullion to add to my portfolio. I already have a coin and I'm looking to add more. I also want a ingot or two to diversify my holdings. They'll also help increase my purchasing power and maintain wealth.

Besides, it never hurts to make more money.

At least I have opportunites

That's what my coworkers and friends keep telling me. One of my friends doesn't feel like there are any opportunities at the company that he works at. He's pretty much stuck in the job that he has. The only way he'll get another job is to go to another company in the same field but he won't get any more money. He can also go to a totally different field than the one he's in now but he'll likely take a pay cut at first.

That would totally drive me nuts. The last time I felt trapped, I bailed on the company and started the job that I have now. While I wish I would have done things differently, I do not regret leaving at all.

So where are all of these jobs?

Every time I hear someone from my company talk about the economy and/or recovery the first thing that they say is that our company is hiring. Meanwhile the job postings are pretty slim pickings unless you're looking for a upper management job or a very low entry level position. There is almost nothing in between available right now.

It's extremely frustrating to say the least. I'm really ready to move on but I can't find anywhere to move to. At least not yet.

Tuesday, August 10, 2010

I just bought my first piece of gold

Not gold set in jewelry but a real piece of gold. I bought a gold coin and I'm thrilled with both my decision to buy it and my actual purchase of the piece. After I did a ton of research into buying a gold bar I decided that a coin would be my best option. I could have gotten a ingot or a piece of bullion but coins are small and portable. I could have had United States Gold Bureau hold the gold or set me up with a intermediary bank that would have held the gold physically, but since I bought in such a small quantity, I'm holding it myself.

Actually I'm on my way to the bank to put it in my safe deposit box. Hopefully this will just be the first purchase of many more to come.

I haven't found a second job yet

I'm only looking for something extremely part-time so it's pretty hard to find anything. When I say part-time, I mean one day per week or so. I would prefer to only work on Saturday or maybe 2 days per week for about 4-5 hours each day. In total I would only work 8-10 hours per week which is enough.

Unfortunately there's nothing that limited out there right now. With so many people out of work they're gobbling up anything that's out there so I may or may not find something.

Thursday, August 05, 2010

I may be getting a second job

But only for a few weeks though. I want to buy a house in a little over 2 years and I have my money pretty much planned out. I didn't take credit card payments into consideration though so I need those payed off before I make the big move. I would only need to make a few hundred dollars in order for me to stick to my budget.

Hopefully I'll find something soon that I like. I don't want to start until September but I don't want to work past the middle of December. That should be enough time. I sure hope so because I don't plan on doing this for very long.