Sunday, June 13, 2010

My bank stinks!

Ughhhhh I hate them, hate them, hate them. They super suck. They're trying to stick me with 5 yes 5 overdraft fees. Now 1 is totally my fault and I won't even challenge that one. It's the first 4 that I have a problem with. They're trying to say that they cleared some payments on Friday (they don't even process Friday or Saturday night) and I deposited money on Saturday. I should have been ok but they're trying to pull a fast one.

The last fee is because of the first 4 which caused my account to go negative on Monday. I was so ticked off that I didn't go deposit any money until Tuesday and they hit me with another fee. Now that one I'll accept because I knew I should have gone to the bank on Monday but I wasn't thinking.

I can't wait until my new direct deposit goes through so I can totally close this account.

Sunday, June 06, 2010

I'm moving my savings

I've been having big time problems with my main bank lately. They've not been properly crediting my deposits and then playing around with my withdrawals. Considering they pay a pittance for interest rates, I can easily move my money and get a better return elsewhere. That's why I'm going to buy gold coins to hold my savings. Gold has been on a tear lately and that value just seems to keep rising.

I can buy coins and hold them myself since I'll just be getting a small quantity. However, when I buy through the US Gold Bureau they can also arrange to have them safely and conveniently stored at a independent bank or depository. By keeping the coins in my possession, when gold increases by 10-20% or higher, I can cash them out and make a great profit.

Which will be much more than the anemic interest rates everyone is paying.