This year is coming to a close

I didn't get all of my resolutions fulfilled this year and since we're at the end of the year I know I won't. However there are some things that I'm going to get done.

I will save money in my investment account. I sent a lump sum of money earlier in the year however I didn't send my monthly amounts. I've just been spending that money on dumb stuff instead of investing it. I want to do a better job of that next year.

I also want to save a lot more cash next year. Whenever something happens, I like having a few extra bucks in my checking or savings account that I can spend without any repercussions. Most of my cash is tied up in cd's which works for me. That way I can't fritter it away on odds and ends. I'll add to my cd's next year and also add to my liquid cash accounts.

I'll probably write up one set of resolutions and post them across all of my blogs.

Dealing with effects of today's economy

I recently read an article about a company that was laying off a significant number of workers. As part of their settlement package, they would be offered almost a 12 months of pay.

That seems like a lot but in this economy they would still be on the edge. Especially since jobs are so hard to come by. Sometimes that means making drastic changes to ones lifestyle. That's where a company that specializes in debt relief comes in. And you have a variety of options including debt consolidation, debt settlement, a consumer proposal and finally, as a last option, bankruptcy.

Before you chose do anything and possibly make things worse, you should contact a Certified Debt Specialist like Shelia Cockburn Esq. With a law degree from Fordham University, Ms. Cochburn has over 8 years dealing with litigation and prosecution matters in the areas of debt collections, business transactions and intellectual property. She is licensed to practice law in both the U.S. and Canada.

While Cockburn & Associate, LLP is Debt Settlement for Canadians company, they use principals that anyone could use. Check out their blog and read the articles and help yourself get out of debt.

Why I stayed so long at my last job Part I

A lot of my friends ask why I stayed so long at my last job if I didn't like it. It wasn't for lack of trying to leave either.

When I first started my last job the requirement was 6 months before you could leave for a new job. In my 3rd or 4th month they changed it to 1 year. Instead of fighting to get out, which I should have done, I decided to tough it out for the full year.

After the year was up, I only posted for jobs that I really wanted. I wasn't competing against a lot of people but some of them had much more experience than I did. So it was a tough road but I wasn't discouraged. After 6 months or so I had only applied for 4 or 5 jobs.

To be continued.....