I almost forgot to pay my bill again. I choose to pay my bill in 3 installments every semester instead of forking out the entire amount at once. I was late with my late payment so I had to pay a late fee. I'm not gonna be late again. The late fee negates any interest I get by keeping the money in my account 2 extra months.
I just don't want to give them the money any earlier than I have to.
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