Thursday, April 12, 2012

My savings are adding up

It can be a task saving money. It's hard to do and easy to get discouraged. One thing that I do is make my money inaccessible. I put it in the most obscure, out of the way bank that I can find. Then I'm not too tempted to go and get it out. I have one credit union where I don't even have a debit card. Now admittedly, I only have $250 in that account but it's a start right? Especially since that's my Ebay money. No sales means no savings for that particular account.

The hardest thing for me is to just keep it going. To get to that magical, mythical 3-6 months emergency fund is going to take a while. I do know that slow and steady wins the race but it gets really hard to deprive yourself of things and have the fortitude to slip that money into your savings account.

I know in the end I'll be glad that I stuck to my plan, but I can't wait to get there!


Ranch Chimp said...

Dont get discouraged Sabrina, just give it a lil time is all. BTW ... having your money in a credit union or small bank to me is great ... I dont do shit with folk's like BoA or Chase ... but that's just me Dear.

Take care ....

Sabrina said...

I bank at a local credit union but my main bank is USAA and I love them. I'm not military I just happened to squeeze in during a membership drive.

I don't keep any money in BoA or Chase but I do use them for their rewards. They are both known for closing people down so I just pretty much use them for a hub.