Did you know that there are more than 30,000 credit card programs among the five major brands (Visa, MasterCard, American Express, Discover, and Diners Club)? There's an excellent article on Fool.com discussing how to pick the best card for you and your spending style.
The article is broken into 4 categories:
1. Have a balance you are trying to pay off.
2. You never carry a balance, always pay on time, and make complete stops at every stop sign.
3. You occasionally carry a balance, spread your spending across a number of cards, or pay cash.
4. You have little or no credit history, or have one that is riddled with blemishes, and can't seem to qualify for any credit card.
Under each category is a list of things to look for in that card, as well as a list of things to watch out for. Each type of card has its pros and cons so be sure to look for the card that works best for you.
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