I don't want to rush out and get a car and put myself in worse financial shape than I already am. I have bad credit so that makes getting loans harder for me.
It's easier to get a car loan than any other type of credit because the car acts as collateral. I've been researching loans and rates and I've decided to wait a few more months. I want to look before I leap.
I also want a much larger down payment than I have. That will make the payments lower and show the dealer that even though I have bad credit, I'm serious about the car.
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