More on my insurance

Somebody at work told me to increase my deductible so my rates will go down. I have a $500 deductible. When I got my quote, the difference between a $500 and $1k deductible was less than $50 per year. So it wasn't worth it for me to have a higher deductible at this time.

I actually don't mind having a $500 deductible either. That's the amount that I've had for every car that I've ever owned. I figure if I do have an accident, that's a reasonable amount to come up with.