Do you keep up with your finances? I've blogged about not balancing my checkbook for a while now. But I do know that there is money in the accounts. Keeping track of your finances is important. Today you can't get a mortgage, credit card, or even car insurance if your finances aren't in shape.
One of the first things you should do is make sure you have money in your savings accounts. You never know when an emergency will hit and you need to tap that money. You could always go for secured loans. But in the case of a true emergency, would you really be able to add another debt payment on top of all of your other bills?
Take some time this weekend to make sure your financial house is in order. If you don't know where to start, check out Nations Finance for some great articles. They will help you get on track. I can't promise it will be fun, but you will be glad that you did it.
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