Paying bills on line

Just a word of advise. Find out when your bank, credit union, or financial institution sends out the checks when you use on line bill pay. When I first signed up, my bank mailed the checks out 3 days before you said you wanted the bill paid.

Two months ago, they changed their tos (terms of service) to say that the check will be mailed out on the exact day that you want the bill paid. I still paid my bills the same way and last month, two of my bills were late. One charged a late fee (a credit card company of course), one did not. I am not mad at the bank at all. I should have read the up to date tos.

I just want to send a reminder/warning to everyone else to keep up to date with the tos of your bank and to find out exactly what day your checks are being sent out. Hopefully, your bills won't be late and you won't get slammed with late fees like I did.