I can't believe this. I can't get financial aid. It used to be that you could take 6 credits and get aid. Now you need to be a full time student. I can't afford that right now. I do get tuition reimbursement from my job, but it's easy to use that money up.
My last year I plan to just suck it up and take 1 full term to finish. I will need to look into a Student Loan Consolidation first. I can't afford to pay all of that money up front plus pay for my student loans that I already have. So I need to consolidate my loans to lower my payments so I can still afford to eat. Sigh, I guess it will all be worth it in the end.
Wednesday, January 31, 2007
I Have Angered The IT Gods!
I can not get this website to upload. My cousin is a administrator at his job so he's been trying to help me. I've been at work and couldn't really work on it because I can't access my blog from work. I can get to my new site but not this site. All blogs with the word blog in the title or with blogspot in the title are blocked. I keep my tech people at work busy. hehehe. But I'm still ticked off, my cousin works hard all day and now he has to help me with my stuff too.
Tax Time And Ebay Headaches
Now that tax season is upon us, I have started pulling together my shoe boxes full of business related expenses. It is a nightmare! I thought my personal taxes were bad. These are even worse.
Small businesses have such a hard time keeping track of everything. Things like: whether you can deduct home office expenses or internet and phone usage. Don't forget postage and employee wages. Yup, I have a small business with 1 other employee. I was dreading doing my taxes. So I started an internet search to get help and found Accounting Paradise. They specialize in bookkeeping for small business. I read through their materials and they have very reasonable rates and great customer support. They don't have you sign contracts and even do payroll. Maybe if my business grows, I can look to them for payroll support as well.
Small businesses have such a hard time keeping track of everything. Things like: whether you can deduct home office expenses or internet and phone usage. Don't forget postage and employee wages. Yup, I have a small business with 1 other employee. I was dreading doing my taxes. So I started an internet search to get help and found Accounting Paradise. They specialize in bookkeeping for small business. I read through their materials and they have very reasonable rates and great customer support. They don't have you sign contracts and even do payroll. Maybe if my business grows, I can look to them for payroll support as well.
Tuesday, January 30, 2007
Sorry If You Couldn't Access My Blog
Ugghhhh!!!!! I told you I am having problems with blogger and my hosting right? I had my publishing pointed to my new domain and hosting. Except, it isn't up and running yet! So you got the "Website coming soon" page. Whoops! Now my page is up and running again. I don't like being a webmaster!
Looking Out For My Bottom Line
I love my bank. I really do. Never mind that I have relationships with 3 different ones, including a credit union. However I'm always on the look-out for something new. Today I found Savings-Accounts.com a guide to finding your new high yield savings account. This site has links to all of the banks and credit unions paying high yields.
Now as I said, I love my bank. But if they only want to pay 1.5% and I can get 5.5% somewhere else, well a looking I will go. I don't want to lock my money up for the long term right now with school expenses fluctuating. And while I do have money in the stock market, that money is for the long-term not something that I'll need within the next few months.
If you're looking to make your savings grow even faster, check them out. It can't hurt. And who knows, you just might find yourself a new bank.
Now as I said, I love my bank. But if they only want to pay 1.5% and I can get 5.5% somewhere else, well a looking I will go. I don't want to lock my money up for the long term right now with school expenses fluctuating. And while I do have money in the stock market, that money is for the long-term not something that I'll need within the next few months.
If you're looking to make your savings grow even faster, check them out. It can't hurt. And who knows, you just might find yourself a new bank.
Monday, January 29, 2007
Hosting Purgatory
I thought I was in domain purgatory. It turns out, it's hosting purgatory. I'm going crazy. I can't figure out how to upload files, transfer files, or anything. I'll have to wait until Saturday to figure this out because it seems like it's going to take some time. Wish me luck, and hope I don't lose my mind in the process.
My Cousin-The Baby Gil Grissom
Some people just know what they want to do when they grow up. My cousin has dreams of being a csi. He loves watching that show. All of the technical information that just goes over other peoples heads is fascinating to him.For his birthday, I bought him a microscope. I expected it to be a hit. But it went better than expected. He loved it. He's already spent hours with that thing. He's checking out plants, bugs, samples of juice, anything.
I'm glad to see him take such a serious interest in something early. He's 15 but has already had a passion for science since he was 10 or so. So I feel that as family, I should help nurture him and encourage him to learn.
It was cool buying it too, because I found other cool stuff like goggles, a telescope, and even sunglasses. (Uh, the Bolle's are for me!) I got free shipping from ups with a ton of stuff to choose from. I need to check to see if I can get gift cards, because I know he's going to need more stuff for his growing collection. I'm cool with that because education is important and it's better than him watching junk on tv all day.
I'm glad to see him take such a serious interest in something early. He's 15 but has already had a passion for science since he was 10 or so. So I feel that as family, I should help nurture him and encourage him to learn.
It was cool buying it too, because I found other cool stuff like goggles, a telescope, and even sunglasses. (Uh, the Bolle's are for me!) I got free shipping from ups with a ton of stuff to choose from. I need to check to see if I can get gift cards, because I know he's going to need more stuff for his growing collection. I'm cool with that because education is important and it's better than him watching junk on tv all day.
Saturday, January 27, 2007
I'm Stuck In Domain Purgatory
This is ridiculous. I just signed up and I'm having trouble already. I'm trying to move my blog to my own domain name and had 2 or 3 names set up. After I set up the account it told me my domains were all taken. Now, I have a extra set-up for email that I don't need and I'm trying to get that deleted off of the acct. To top it off, I still don't have a domain name.
Friday, January 26, 2007
Wanna Talk Hockey?
Do you like hockey? Wanna talk about with your fellow fans? Well, for the past 5 years this has been the #1 NHL Forum. You can talk hockey to your hearts content here. There are over 7 million posts on a variety of subjects. You can also talk shop with over 28,821 registered users.
The lastest hot topic is the All-Star Game that just took place this past Wednesday. How are the young stars doing? Did they live up to their billing? You can also talk about the possibility of the Penguins leaving Pittsburgh. If they do, should they go to Kansas City or Houston? Both cities are trying hard to get a team. Although hockey has already failed in KC, I guess they wanna try again.
Some of the best players in the league right now are the young stars that have been drafted in the last year or two. If the draft were tomorrow, who would you take with the 1st pick, in the first round? Check out the site to weigh in with your opinion.
The lastest hot topic is the All-Star Game that just took place this past Wednesday. How are the young stars doing? Did they live up to their billing? You can also talk about the possibility of the Penguins leaving Pittsburgh. If they do, should they go to Kansas City or Houston? Both cities are trying hard to get a team. Although hockey has already failed in KC, I guess they wanna try again.
Some of the best players in the league right now are the young stars that have been drafted in the last year or two. If the draft were tomorrow, who would you take with the 1st pick, in the first round? Check out the site to weigh in with your opinion.
I Won't Meet One Of My New Years Goals
One of my goals was to save an additional $500. Because of my finances that is very questionable. I'll get close and may even make it, but it won't be easy. My goal of adding 26 additional shares of stock, not gonna happen. No way. That's almost double my $500 goal. And I just don't see myself getting that money. I still have my regular bills to pay. School is also a factor. Books, tuition, everything. I'm still going to save something in the stock, but I think it will be less than 10 shares.
My VCR Is Getting A Workout
One of the things I really miss about working in the evenings is all of the day time shows I miss. Soap operas in particular. I love The Young and the Restless. The Abbott's crack me up. I love watching the soaps and seeing their dysfunctional lives.
I do tape each episode. But some days, I'm too tired from work and school or doing homework to sit through every episode. My solution? I go to soaps.com. They have updates on every major soap opera. They also have a spoiler site which I can go to and see what's going to happen the next week.
The message boards are also a fun feature. It seems that most people posting want Lauren to let Sheila die. Wow. Rooting for a character to die seems harsh, but it is Sheila so....
The Brad and Victor story line is getting kind of lame. I can't even believe these two are working together. And of course Victor is the hero, yet again. Can you tell I really get into these shows. Blame my mom. Every time I go visit, she has them on. As much as I try not to watch I start all over. Now I can get internet updates and still know what's going on with everyone.
I do tape each episode. But some days, I'm too tired from work and school or doing homework to sit through every episode. My solution? I go to soaps.com. They have updates on every major soap opera. They also have a spoiler site which I can go to and see what's going to happen the next week.
The message boards are also a fun feature. It seems that most people posting want Lauren to let Sheila die. Wow. Rooting for a character to die seems harsh, but it is Sheila so....
The Brad and Victor story line is getting kind of lame. I can't even believe these two are working together. And of course Victor is the hero, yet again. Can you tell I really get into these shows. Blame my mom. Every time I go visit, she has them on. As much as I try not to watch I start all over. Now I can get internet updates and still know what's going on with everyone.
Thursday, January 25, 2007
My Weight Loss Resolution
One of my New Years' Resolutions is to lose some weight. I don't want to go on a strict diet or take stimulants. But I think I found the answer in the hoodia diet. Hoodia is a all natural cactus-like product grown in South Africa. Since it is all natural you don't get the jitters or increased heart rate like some other products.
You can see results the same day although most people won't see results for up to 3 weeks. You don't have to go on a stressful diet because Hoodia makes the body feel like its full. So you don't have cravings and overeating. Each batch is also certified to be 100% pure with no added fillers. I've heard nothing but great things from people that have taken hoodia and I can't wait to try it and start dropping the pounds.
You can see results the same day although most people won't see results for up to 3 weeks. You don't have to go on a stressful diet because Hoodia makes the body feel like its full. So you don't have cravings and overeating. Each batch is also certified to be 100% pure with no added fillers. I've heard nothing but great things from people that have taken hoodia and I can't wait to try it and start dropping the pounds.
I Can't Sleep
Right now it's only 9:45pm est. so it's not quite bedtime. But I'll probably be woke until at least 3 am.
As some of you may know, I worked evening for 12 years. So I was used to going to bed at 3am and waking up at 11am. Now, I work a normal day job and this is killing me. Yesterday I had to leave work because I was falling asleep. That's the first time that's happened.
When I first started working days, I was cool. I adjusted fairly well, or so I thought. But about 3 months ago it started. I fall asleep as soon as I get home and sleep for 2 hours. Then I'm up half the night and get 2 or 3 more hours before work.
Can anybody out there recommend a way to get my body on a permanent sleep schedule? I would greatly appreciate it.
As some of you may know, I worked evening for 12 years. So I was used to going to bed at 3am and waking up at 11am. Now, I work a normal day job and this is killing me. Yesterday I had to leave work because I was falling asleep. That's the first time that's happened.
When I first started working days, I was cool. I adjusted fairly well, or so I thought. But about 3 months ago it started. I fall asleep as soon as I get home and sleep for 2 hours. Then I'm up half the night and get 2 or 3 more hours before work.
Can anybody out there recommend a way to get my body on a permanent sleep schedule? I would greatly appreciate it.
Now I Ain't Saying She's A Gold Digger
You find the funniest stuff on the internet. Dating sites are popping up all over. You can find Black singles, Christian singles, Asian singles, singles singles. It's ridiculous all of the sites that are out there.
Now I'm not putting down any of these sites. I work with someone, 2 people actually - a guy and a girl, who met someone online and have successful relationships. The guy got married this past September. So I know that online relationships can be lasting and successful.
But this new site I found takes the cake. The tag line is "Find Your Sugar Daddy". The Site? Wealthy Men. Everybody on the site is out there looking for a millionaire. Hilarious. Read some of the profiles, the people are not ashamed to tell you that they are gold diggers. "If you can't afford to give me expensive gifts, don't bother". Some of these people are bold.
I just want to remind everybody out there about the show "Who Wants To Marry A Millionaire". Yep, technically he was a millionaire. But he wasn't about to spend any of his money. He was super cheap. And if I remember correctly, most of his net worth was tied up in real estate so it was all paper profit. Be careful out there people. And remember that all that glitters isn't necessarily gold!
Edit: The site is actually called Date A Millionaire.
Now I'm not putting down any of these sites. I work with someone, 2 people actually - a guy and a girl, who met someone online and have successful relationships. The guy got married this past September. So I know that online relationships can be lasting and successful.
But this new site I found takes the cake. The tag line is "Find Your Sugar Daddy". The Site? Wealthy Men. Everybody on the site is out there looking for a millionaire. Hilarious. Read some of the profiles, the people are not ashamed to tell you that they are gold diggers. "If you can't afford to give me expensive gifts, don't bother". Some of these people are bold.
I just want to remind everybody out there about the show "Who Wants To Marry A Millionaire". Yep, technically he was a millionaire. But he wasn't about to spend any of his money. He was super cheap. And if I remember correctly, most of his net worth was tied up in real estate so it was all paper profit. Be careful out there people. And remember that all that glitters isn't necessarily gold!
Edit: The site is actually called Date A Millionaire.
Wednesday, January 24, 2007
Football Fans Check This Out
I was surfing the web looking for info about Mike Tomlin, the new Steelers head coach. You know him right? Well, neither do I. I mean I know he was the defensive coordinator for the Vikings and that's about it.
During my surfing I found a great site. A football message board actually. I like the way it's set up. Each division has it's own site. The top section is for football news in general. Superbowl talk, the draft, etc. There is also a whole forum for college football. Some conferences like the Big East, ACC, SEC and PAC 10 have their own section. Some of the small conferences are lumped into one broad category.
You can talk fantasy football, NFL Europe, CFL and there's a feedback link in case you have any problems. There is also a Lounge to talk about anything other than football, but why would you want to go there? This is a football site. I love reading other peoples opinions or conspiracy theories and it's all here. Check it out!
P.S. I totally forgot all about Mike Tomlin. lol
During my surfing I found a great site. A football message board actually. I like the way it's set up. Each division has it's own site. The top section is for football news in general. Superbowl talk, the draft, etc. There is also a whole forum for college football. Some conferences like the Big East, ACC, SEC and PAC 10 have their own section. Some of the small conferences are lumped into one broad category.
You can talk fantasy football, NFL Europe, CFL and there's a feedback link in case you have any problems. There is also a Lounge to talk about anything other than football, but why would you want to go there? This is a football site. I love reading other peoples opinions or conspiracy theories and it's all here. Check it out!
P.S. I totally forgot all about Mike Tomlin. lol
Blogger Is Driving Me Crazy
I've been trying to post something all day. My friend emailed me with questions about a couple of internet sites that I go to. Several people want the information so I decided to write a blog post and they can access it anytime they want. Plus it makes them visit my site. lol Two birds, one stone and all that jazz.
Each and every time I made a post, blogger timed out on me. It's driving me crazy. It's not like this is a 1 or 2 line post. It's a couple of paragraphs long. I finally saved it as a word file and emailed it to my list. I might try to post it again in a day or two.
Each and every time I made a post, blogger timed out on me. It's driving me crazy. It's not like this is a 1 or 2 line post. It's a couple of paragraphs long. I finally saved it as a word file and emailed it to my list. I might try to post it again in a day or two.
Can I Catch A Break?
My financial aid never came through for school. So even though I knew I needed money, I grossly under-estimated the amount that I would need. I now owe another $600 on top of the rest of my bills. I thought I had everything under control buy now I'm not so sure. I might have to take another Payday Cash Advance Loans to get by. My mom has already said that she would help me pay it off. But she doesn't have the money right now either.
There are a number of offices in my area and some of them are affiliated with a local bank. That gives me a little more piece of mind.
I would feel a whole lot better if my financial aid would come through though. I sure do miss my old job and all of the overtime. I sure could use it right now. But I'm sure I'll find a way to make it. I always do.
There are a number of offices in my area and some of them are affiliated with a local bank. That gives me a little more piece of mind.
I would feel a whole lot better if my financial aid would come through though. I sure do miss my old job and all of the overtime. I sure could use it right now. But I'm sure I'll find a way to make it. I always do.
Tuesday, January 23, 2007
My Ebay Mail
Lots of people have been asking me questions about Ebay. Mostly people are concerned with safety. After you buy and/or sell something, the other person has your home address. Well, I avoid that situation. I use remailing services. It's not that I don't trust people. Well, okay, yes it is. You just don't want too many strangers having your home address.
These services are also professional looking. You're assigned a mailbox at that particular location. So you have a street address which gives your business more credibility. They will also sign for express or courier packages which generally do not deliver to post offices boxes.
For the small yearly fee, you can't beat the convenience of these services. So if you're looking to make your home based business more professional looking and add privacy at the same time, I would advise you to look into these services.
These services are also professional looking. You're assigned a mailbox at that particular location. So you have a street address which gives your business more credibility. They will also sign for express or courier packages which generally do not deliver to post offices boxes.
For the small yearly fee, you can't beat the convenience of these services. So if you're looking to make your home based business more professional looking and add privacy at the same time, I would advise you to look into these services.
Checks Came In The Mail
I was expecting some money to come through. Some of it finally did. I got a check and a paypal which I wasn't expecting until next week. Unfortunately, most of this money is already set aside to pay bills. I do get to pay for a hair cut. Big Whoop! My hair is a mess. My split ends have split ends. The rest of the money goes to bills. Sigh. Maybe one day I'll actually get to keep some of my money that I work so hard for!
Monday, January 22, 2007
My Mom Is Thinking About Moving
I can't believe this. I just got off of the phone with her. She's really thinking about doing it this time. I guess the healthy dose of winter is really catching up with everyone this year.
My mom has really bad asthma so her doctor is advising her to stay indoors all winter. Not bad since it's freezing cold, but she has to stay indoors the majority of the summer too. My family has a history of bad lungs. My grandfathers lungs collapsed twice. Just the right lung but who needs that.
So instead of her heading to Florida (my choice), she looking into Cave Creek Condos. They're located in Scottsdale Arizona. Gee just how far from NJ can you get?
The condos themselves look gorgeous. And I was expecting these super high prices but they have some reasonably priced condos. I'm glad she is leaning towards a condo instead of a house because she really doesn't need to be worried about maintenance.
Sigh, I guess I'll have to get used to the thought. I just hope she thinks this through and doesn't rush to judgement. Besides, I'm a brat and I want my mommy close!
My mom has really bad asthma so her doctor is advising her to stay indoors all winter. Not bad since it's freezing cold, but she has to stay indoors the majority of the summer too. My family has a history of bad lungs. My grandfathers lungs collapsed twice. Just the right lung but who needs that.
So instead of her heading to Florida (my choice), she looking into Cave Creek Condos. They're located in Scottsdale Arizona. Gee just how far from NJ can you get?
The condos themselves look gorgeous. And I was expecting these super high prices but they have some reasonably priced condos. I'm glad she is leaning towards a condo instead of a house because she really doesn't need to be worried about maintenance.
Sigh, I guess I'll have to get used to the thought. I just hope she thinks this through and doesn't rush to judgement. Besides, I'm a brat and I want my mommy close!
Putting Labels In Posts
I keep forgetting to "tag" my posts. You can put labels on them at the bottom. Then if someone clicks on say "school", they can read all of my school related posts. But everytime I finish a post I forget to tag it. I don't even know what to tag half of them. Do I call it stuff, blogging, personal, junk or what? I know I sweat the small stuff too much. And I should be studying.
Also since school has so many quizzes and assignments, I think I'll only update that once a week or less. Otherwise I'll have titles like school 15, school 27. Who really wants to see that?!?!
Also since school has so many quizzes and assignments, I think I'll only update that once a week or less. Otherwise I'll have titles like school 15, school 27. Who really wants to see that?!?!
I'm Not Co-Signing
I posted about being put on the spot by my boyfriend. His bad credit is causing him financial difficulty. I know he needs a car because of where he works, but I think he should have gotten a late model car or either a cheaper car. He didn't get a luxury car but I still think he paid too much. Add to that the fact that he got a crappy interest rate and it's really a recipe for disaster.
Well, I knew he had bad credit. But I didn't really realize how bad. I went over to his place to get him to lay his cards on the table so to speak. When I got there, he was looking for Bankruptcy Lawyers. What?!?! Are you serious? It's that bad. Oh no way am I co-signing even if it is a refinance. We are keeping our finances totally separate. I have worked too hard to get mine back together and I'm not letting a car bring it down.
Thanks to all of the people who left comments and emailed me with advise. I do listen sometimes :-)
Well, I knew he had bad credit. But I didn't really realize how bad. I went over to his place to get him to lay his cards on the table so to speak. When I got there, he was looking for Bankruptcy Lawyers. What?!?! Are you serious? It's that bad. Oh no way am I co-signing even if it is a refinance. We are keeping our finances totally separate. I have worked too hard to get mine back together and I'm not letting a car bring it down.
Thanks to all of the people who left comments and emailed me with advise. I do listen sometimes :-)
Super Bowl - Super Game
I am so glad the Colts won the AFC Championship game. Yes, I am a Steelers Fan. As such, I hate the Patriots. I could not root any harder against the Patriots than I did today. I cringed in the first quarter when Samuel got that int. But I was happy that Indy pulled it out in the end.
Sunday, January 21, 2007
Why Didn't I Think Of Ebay?
I talked about needing a new phone a couple of days ago. I've been searching different carriers websites but I had never even considered ebay. What was I thinking of? Wirefly Mobile sells their excess inventory on ebay. And the best part is that I'm not locked into a contract when I buy the phone. They also have free phone on wirefly but you have to commit to a two year contract. I like the idea of not being tied down for two years.
They're power-sellers on ebay so you know your dealing with a company that has a solid reputation. Plus they have phones compatible with Verizon Wireless, T-Mobile, Cingular, Sprint and Nextel. So no matter who your carrier is, you should be able to find a phone. Check them out.
They're power-sellers on ebay so you know your dealing with a company that has a solid reputation. Plus they have phones compatible with Verizon Wireless, T-Mobile, Cingular, Sprint and Nextel. So no matter who your carrier is, you should be able to find a phone. Check them out.
It's Cold Here And I'm Jealous Of My Aunt
I called my aunt on Friday to wish her a happy birthday. I called her 3 times before she answered. Last year she was upset because I left a message and didn't call back. Anyway, she had her phone off because she's on vacation. My uncle took her on a cruise for her present. I am so jealous right now because winter finally hit us. We have snow and ice cold temperatures. It's no big deal to them because they live in Florida where it's warm all year long. But this is her first cruise and I'm really happy for her.
I Hate Being Put On The Spot
My boyfriend has bad credit. I know this, which is a good thing. It's good because we can work on it before we make any large purchases together. He bought a car a few months ago and has a horrible interest rate. His payments are crazy high. Now he needs to look into a Car Refinance.
He's looking into a site called rategenius. They have some pretty low rates for car refinancing. They have customers in 40 states. But what I really like about them is that they offer to let you skip a payment for up to 60 days. They don't have any refinancing or application fees, and they offer gap insurance. It's a pretty sweet deal. So how does that put me on the spot? Refer back to his bad credit. He needs me to co-sign. I am very reluctant to do so. If I do, I will make sure I have my name on the title. And I will have him give me the money and I make the payment since my credit is on the line. However, he should not take this post as an automatic yes. I really need to think about this.
He's looking into a site called rategenius. They have some pretty low rates for car refinancing. They have customers in 40 states. But what I really like about them is that they offer to let you skip a payment for up to 60 days. They don't have any refinancing or application fees, and they offer gap insurance. It's a pretty sweet deal. So how does that put me on the spot? Refer back to his bad credit. He needs me to co-sign. I am very reluctant to do so. If I do, I will make sure I have my name on the title. And I will have him give me the money and I make the payment since my credit is on the line. However, he should not take this post as an automatic yes. I really need to think about this.
My Technorati Ranking II
Well, it's no where near close to being in the top 500K. It's not even in the top 1 million. That's right my blog ranks way down at number 2,940,000. Rounded up of course. Ok, I really need traffic, readers, comments...everything. That's a pitiful number. To be fair and honest though, my blog was started almost a year ago, but I didn't really post or update a lot. Then in the summer I went without a computer for almost a month so no posting then either. Now that I'm updating at least twice a week, I should see my numbers steadily rising.
Saturday, January 20, 2007
What Do I Have To Do To Get A Raise?
A lot I guess. We're supposed to have reviews once a year. Well, I got one last year and I got one for this year already. Crazy right? Well, in order to get promoted to a higher grade level, my manager wants me to work on learning some new things.
I'm not opposed to learning new jobs, however some of my coworkers that are a higher level than I am actually know less than I do. I've even had to train them on some of the stuff that I know. I think my boss needs to invest in Performance Appraisal employee review software because she's horrible at reviews.
I still don't understand how I can be this "great" employee and be performing well above expectations for a new employee blah blah blah and still need to learn more in order to go 1 grade higher. It makes no sense.
Can somebody out there help me understand this?
I'm not opposed to learning new jobs, however some of my coworkers that are a higher level than I am actually know less than I do. I've even had to train them on some of the stuff that I know. I think my boss needs to invest in Performance Appraisal employee review software because she's horrible at reviews.
I still don't understand how I can be this "great" employee and be performing well above expectations for a new employee blah blah blah and still need to learn more in order to go 1 grade higher. It makes no sense.
Can somebody out there help me understand this?
Grrr Template Changes
This is becoming annoying. I've been sitting here for the past hour trying to add some stuff to my site. The changes are not taking for whatever reason. When I go into my template I can see the code that I've pasted in but I must have it in the wrong spot or whatever because you don't see the resulting changes on my webpages. This is sooo frustrating.
Maybe I'll Take Another Personal Loan
I got to thinking about my financial situation while watching Jim Cramer on CNBC. I talked in my post earlier tonight about needing money. I had some unexpected expenses, and some that I knew where coming, but the money never materialized.
A personal loan would help me out of a temporary bind. I am caught up on most of my bills, but I do still have over $1k to pay for tuition by March. Plus I have my credit card bill due in a week and a half. I'm at little leery about taking out too much additional credit because I will start preliminary shopping for a mortgage soon. My rent is going up again so it's time to start looking for my a place of my own. And we all know that applying for loans is scary.
A personal loan would help me out of a temporary bind. I am caught up on most of my bills, but I do still have over $1k to pay for tuition by March. Plus I have my credit card bill due in a week and a half. I'm at little leery about taking out too much additional credit because I will start preliminary shopping for a mortgage soon. My rent is going up again so it's time to start looking for my a place of my own. And we all know that applying for loans is scary.
Friday, January 19, 2007
How Soon Until Payday?
I am so broke. I can't believe this. I was expecting $200 that someone has been owing me for months to finally come through. Well, they paid me all right. With a bad check! Can you believe it? So not only did I get hit with that, but tuition was due along with the rest of my bills. Luckily I can apply for a Online Cash Advance to get me through until next payday. Geez, the nerve of some people though.
American Savings Rate For 2005
Savings facts, figures, tips:
The American savings rate for 2005 was negative 0.5 percent, the lowest since the Great Depression. The annual savings rate has been negative only twice: in 1932 and 1933, during the Great Depression.
Tips to help consumers save more:
Pay yourself first
Re-evaluate everyday purchases
Assess how you can redirect spending to personal savings
Make your savings automatic
Wow, we as Americans need to get on the ball.
The American savings rate for 2005 was negative 0.5 percent, the lowest since the Great Depression. The annual savings rate has been negative only twice: in 1932 and 1933, during the Great Depression.
Tips to help consumers save more:
Pay yourself first
Re-evaluate everyday purchases
Assess how you can redirect spending to personal savings
Make your savings automatic
Wow, we as Americans need to get on the ball.
I Need A New Phone
My contract is up with my current carrier and I'm looking around for the best deal. I currently have T-Mobile but I'm not opposed to going back to Verizon.
The new Motorola KRZR phones are awesome. They have a camera that you can use for video clips, built-in mp3 players and are blue-tooth enabled. I think the feature I like most is the color. They come in silver quartz, black or cosmic blue. Blue is absolutely my favorite color so they had me sold on color alone.
It also has Edge high speed data. So I can use my phone to access the internet on my laptop when I go home. If I get this phone I won't need to buy a separate wireless access card. I guess I'm already sold and need to start looking for where to go buy one.
The new Motorola KRZR phones are awesome. They have a camera that you can use for video clips, built-in mp3 players and are blue-tooth enabled. I think the feature I like most is the color. They come in silver quartz, black or cosmic blue. Blue is absolutely my favorite color so they had me sold on color alone.
It also has Edge high speed data. So I can use my phone to access the internet on my laptop when I go home. If I get this phone I won't need to buy a separate wireless access card. I guess I'm already sold and need to start looking for where to go buy one.
Thursday, January 18, 2007
Technorati Ranking
I'm about to claim my blog and find out my Technorati Profile Hopefully it's higher than 0. I read one blog that just cracked the top 1000. That's insane. Especially when a friend of mine has a blog in the top 480K. Sigh, I can only hope my is that high.
Sometimes I Miss Home
Just sometimes though. But I guess everyone who moves away deals with this at times. It's good to be away and independent but I do love my 3 trips home every year. My mom always cooks me a homemade breakfast at least once during my trip. What could possibly be better than moms home cooked food. Oh and did I mention that she brings it to me in bed. Absolute heaven.
We also take at least one trip to Atlantic City Casinos. We always stay at Trump Taj Majal. They have it all in this casino. Great food including a Hard Rock Cafe in addition to the casinos' own restaurants.
Another thing we do is stroll the boardwalk and go into all of the new shops that have opened up. There's also an off boardwalk shopping district with great stores, restaurants, and a movie theater.
I can't wait to go home again. Now I'm really homesick. I think I'll look into booking a surprise visit really soon!
We also take at least one trip to Atlantic City Casinos. We always stay at Trump Taj Majal. They have it all in this casino. Great food including a Hard Rock Cafe in addition to the casinos' own restaurants.
Another thing we do is stroll the boardwalk and go into all of the new shops that have opened up. There's also an off boardwalk shopping district with great stores, restaurants, and a movie theater.
I can't wait to go home again. Now I'm really homesick. I think I'll look into booking a surprise visit really soon!
School Is Not Going So Well
I am rusty as heck with school. I had my first in-class assignment the other day. It didn't go too great. We have to work with a partner or in groups. I partnered with the guy next to me. Holy heck. I even had him confused! I had stuff labeled wrong. My graph looked like a kid drew it. The points didn't even line up. It was seriously jacked up.
I'll get my grade on Friday. I'm hoping for a 7 out of 10 at least. I have it figured out. If I can get a 7 on all of my in-class assignments, 12 on all of my quizzes and 120 out of 150 on my final, I can get a B-. Hey that's good enough for me. This class is hard as heck. I need to buckle down and study a lot harder. I'll probably also hit my teachers office hours next week as well. Now I remember why I had trouble the first time.
I'll get my grade on Friday. I'm hoping for a 7 out of 10 at least. I have it figured out. If I can get a 7 on all of my in-class assignments, 12 on all of my quizzes and 120 out of 150 on my final, I can get a B-. Hey that's good enough for me. This class is hard as heck. I need to buckle down and study a lot harder. I'll probably also hit my teachers office hours next week as well. Now I remember why I had trouble the first time.
Wednesday, January 17, 2007
My Aunts Birthday Is Friday
With MLK Day being Monday, I didn't get out to get her a card. So I'm going to send her an e-card.
I'll choose one with animation and have some kind of goofy character singing and dancing all over her screen. I know she'll love it. I can personalize it with her name and let her know that this message is just for her, not some generic card I got from the grocery store.
And since it's a ecards, I can totally send it last minute and know that she'll still get it on Friday. I can also create the dreaded Valentine's Day card today and schedule it to be mailed on February 14th to as many people as I want.
There is a small fee of only $13.99 per year to try the service. But here's the best part, you can try the service absolutely free for 30 days. This includes an unlimited amount of cards. So you can send one to your best friend wishing them a happy Wednesday if you want. And who doesn't like getting cards?
I'll choose one with animation and have some kind of goofy character singing and dancing all over her screen. I know she'll love it. I can personalize it with her name and let her know that this message is just for her, not some generic card I got from the grocery store.
And since it's a ecards, I can totally send it last minute and know that she'll still get it on Friday. I can also create the dreaded Valentine's Day card today and schedule it to be mailed on February 14th to as many people as I want.
There is a small fee of only $13.99 per year to try the service. But here's the best part, you can try the service absolutely free for 30 days. This includes an unlimited amount of cards. So you can send one to your best friend wishing them a happy Wednesday if you want. And who doesn't like getting cards?
I Guess The Man Can Hold My Blog Down!
I tried to sign into my blog at work today and got the dreaded error page. It seems the IT guys went in and blocked a bunch of stuff. Anything with the word blog in it is now taboo. So if blog is in your title, you use blogspot, or if you have to sign into blogger to create new posts, access is now denied. Two out of three of these apply to me so I'm not a happy camper.
Now before anyone gets into a uproar about using company resources, I blog on my lunch hour. Since I don't have comments to moderate (hint, hint), I just focus on getting out a short post. They usually take less than five minutes to write. So I have plenty of time to eat.
I've been thinking of investing in my own domain name and hosting for a few months now, this is just another push in that direction.
Now before anyone gets into a uproar about using company resources, I blog on my lunch hour. Since I don't have comments to moderate (hint, hint), I just focus on getting out a short post. They usually take less than five minutes to write. So I have plenty of time to eat.
I've been thinking of investing in my own domain name and hosting for a few months now, this is just another push in that direction.
Looking For Online Coupons?
If so you can save a ton of money. There's a awesome site out there that can save you big bucks.Couponchief.com has coupons from great sites like Gap. Now I don't know about you, but I have a wicked inseam. I'm only 5'6" so my inseam should be around 32". But I need a 33 1/2" inseam which is a nightmare to find. So I end up buying a lot of my clothes online because I can find tall clothes. Also everything fits great especially the boot cut jeans. I can dress them up with a sweater and a pair of boots, or go for a casual jeans and sneaker look.
You can also find coupons for Dell, Amazon, and Target. There's also the option to sign up for emails so you can get the deals as soon as they're posted. Check out the site, go shopping and save tons of money. What could be better?
You can also find coupons for Dell, Amazon, and Target. There's also the option to sign up for emails so you can get the deals as soon as they're posted. Check out the site, go shopping and save tons of money. What could be better?
Disclosure Policy
This policy is valid from 17 January 2007
This blog is a personal blog written and edited by me. For questions about this blog, please contact sabrinasmoneymadness@gmail.com.
This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation. The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post may not always be identified as paid or sponsored content.
The owner(s) of this blog is compensated to provide opinion on products, services, websites and various other topics. Even though the owner(s) of this blog receives compensation for our posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely the bloggers' own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.
This blog does not contain any content which might present a conflict of interest.
This blog is a personal blog written and edited by me. For questions about this blog, please contact sabrinasmoneymadness@gmail.com.
This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation. The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post may not always be identified as paid or sponsored content.
The owner(s) of this blog is compensated to provide opinion on products, services, websites and various other topics. Even though the owner(s) of this blog receives compensation for our posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely the bloggers' own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.
This blog does not contain any content which might present a conflict of interest.
Wednesday, January 10, 2007
I Don't Even Need The Book!
Ain't that a blip?!?! I went through all of that trouble to get the darn thing and don't even need it.
I got to class and our teacher said that she basis her questions on lecture notes, not the book. I have 11 in class assignments, 11 quizzes and the final exam. 1 in class assignment and 1 quiz score will be dropped. In class assignments are worth 100 points total. Quizzes are worth 150 points and the final is worth 150 points for a total of 400 possible points in the class.
The assignments will be for the current weeks reading and the quizzes will be for the prior week (based on the assignments). The final is cumalative. And the absolute worse part of it all is that the questions are all short answer. Helen (my professor) does not believe in multiple choice exams. So much for winging it, I better study my behind off. Hard to believe this is an introductory class. I'm so out of it as far as school is concerned. I don't really know what I was expecting but this surely wasn't it. Especially not for my first class back. I was really hoping for multiple choice and true-false questions. At least we get partial credit for showing our work.
I have decided to keep the book. That way I can read ahead and have a basis for the material as she is going over it. Also, I can try to stay away from the falling behind trap. I should be able to read at least twice a week for 1/2 hr at a time. That should cover the next weeks materials. Staying ahead of the game will help me so much when it comes to exam time.
Later gators.......
I got to class and our teacher said that she basis her questions on lecture notes, not the book. I have 11 in class assignments, 11 quizzes and the final exam. 1 in class assignment and 1 quiz score will be dropped. In class assignments are worth 100 points total. Quizzes are worth 150 points and the final is worth 150 points for a total of 400 possible points in the class.
The assignments will be for the current weeks reading and the quizzes will be for the prior week (based on the assignments). The final is cumalative. And the absolute worse part of it all is that the questions are all short answer. Helen (my professor) does not believe in multiple choice exams. So much for winging it, I better study my behind off. Hard to believe this is an introductory class. I'm so out of it as far as school is concerned. I don't really know what I was expecting but this surely wasn't it. Especially not for my first class back. I was really hoping for multiple choice and true-false questions. At least we get partial credit for showing our work.
I have decided to keep the book. That way I can read ahead and have a basis for the material as she is going over it. Also, I can try to stay away from the falling behind trap. I should be able to read at least twice a week for 1/2 hr at a time. That should cover the next weeks materials. Staying ahead of the game will help me so much when it comes to exam time.
Later gators.......
Tuesday, January 02, 2007
I Hate Tuesdays!
Tuesday is my busiest day of the week. Since we were off yesterday, that makes it even worse. Don't get me wrong, I love having days off work. But the next day is hectic since we have 2 days worth of work to catch up on.
I do 2 jobs that are very heavy at the beginning of the month. Then I still have my regular work to do. My desk is overflowing right now. Papers are flying everywhere. My cube-mate just came over and offered to help me out. I told her I was cool but if I need anything I'll be sure to holler.
Too bad the Federal Reserve is open, otherwise we would have off work today. I mean federal buildings, the post office and the stock market are all closed. Banks should be closed too dammit! On a better note, it's a short work week.
I do 2 jobs that are very heavy at the beginning of the month. Then I still have my regular work to do. My desk is overflowing right now. Papers are flying everywhere. My cube-mate just came over and offered to help me out. I told her I was cool but if I need anything I'll be sure to holler.
Too bad the Federal Reserve is open, otherwise we would have off work today. I mean federal buildings, the post office and the stock market are all closed. Banks should be closed too dammit! On a better note, it's a short work week.
Monday, January 01, 2007
Happy New Year?
I guess this is supposed to be a happy day, but my 2006 sucked so I'm glad to see it go. I guess I have to reveal my resolutions for the year, so here they are:
2007 New Year's Resolutions
1. Save at least $500 more
2. Buy one or two $75 savings bonds. One EE and/or one I.
3. Add 26 shares to one of my drip stock accts.
4. Lose one pants size.
5. Get no grade less than a B in school.
These all seem fairly easy but they all present some challenges:
1-3 I'm paying for school myself. No financial aid or student loans. I do get tuition reimbursement from my employer and that will help. I still have to pay all fees and for books.
4. I don't plan on dieting but cutting back on junk food and exercising more. My biggest challenge with exercising is that if I miss one or two days it's hard to get back into it. Last year I went an entire month without exercising once. Even if it's only 1 or 2 days, I have to exercise every week.
5. My gpa sucks right now so anything less than a B is disastrous. I need good grades to boost the gpa back up.
Well, that's it. My list for the New Year. I'll try to keep everyone updated. Here's to a great 2007!
2007 New Year's Resolutions
1. Save at least $500 more
2. Buy one or two $75 savings bonds. One EE and/or one I.
3. Add 26 shares to one of my drip stock accts.
4. Lose one pants size.
5. Get no grade less than a B in school.
These all seem fairly easy but they all present some challenges:
1-3 I'm paying for school myself. No financial aid or student loans. I do get tuition reimbursement from my employer and that will help. I still have to pay all fees and for books.
4. I don't plan on dieting but cutting back on junk food and exercising more. My biggest challenge with exercising is that if I miss one or two days it's hard to get back into it. Last year I went an entire month without exercising once. Even if it's only 1 or 2 days, I have to exercise every week.
5. My gpa sucks right now so anything less than a B is disastrous. I need good grades to boost the gpa back up.
Well, that's it. My list for the New Year. I'll try to keep everyone updated. Here's to a great 2007!
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