People want me to loan them money

No way Jose. Been there done that got the t-shirt. I've been burned before. I feel bad when someone needs money. I've been there myself. But I've had to dig myself out of the hole I was in because I didn't want to ask anyone for money. I know it's hard especially when you have kids. But if I've loaned you money once and you don't pay it back or it takes you 2 years to pay back $100, don't ask again. The answer will always be no.